Our Services

Goldstar Mortgage advisors will offer you the best product to suit your individual circumstances, whether you’re purchasing a property, re-mortgaging or considering an investment property. Our advisors will listen to your needs, answer your questions and help to find you the right mortgage.

At Goldstar Mortgages, we are committed to offering our customers the highest possible standards of service. In so doing we are pleased to support the Financial Services Authority initiative ‘Treating Customers Fairly’.

We recognise that both our customers and ourselves have everything to gain if we look after your best interests and treat you fairly in all aspects of our dealings with you.

Our commitment to you

We will:

• Provide you with clear information about the products and service we offer, including fees and charges
• Ascertain your individual needs, preferences and circumstances before recommending a mortgage
• Only recommend a mortgage that we consider suitable for you and that you can afford – and always the most suitable from the available options
• Not recommend a mortgage if we can’t find one we consider suitable
• Encourage you to ask if there’s something you don’t understand
• Give you access to a formal complaints procedure should you become unhappy with our service

How you can help us

To help give you the most appropriate advice, we will ask you to:

• Tell us as much as possible about your income and outgoings, to enable us to properly assess how much you can afford
• Let us know about changes that might affect your ability to repay a mortgage
• Let us know if there is any aspect of our service, or of a product we have discussed or recommended that you don’t understand
• Tell us if you think there are ways we can improve our service

Download our terms of Business (CIDD)

Residential Mortgages

We can arrange mortgages for the following categories:

• First Time Buyers
• Next Time Buyers
• Key worker schemes
• Shared ownership schemes
• Right to Buy
• Bridging Loans

Give us a call on 01268 781 888 or fill in the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Overall cost for comparison is 7.5% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be 1% of the amount borrowed up to a maximum of £2000, this fee will be payable on completion.

Re-mortgages

Is your re-mortgage due within the next 4 months?

Don’t want the hassle or headaches that are associated with re-mortgaging?

Then let us do it all for you

We can arrange re-mortgages for many situations including the following:

• Home Improvements
• Debt consolidation
• Divorce settlement
• To purchase an investment property or holiday home

Give us a call on 01268 781 888 or fill in the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
Paying off short-term loans and credit cards with a mortgage could cost you more over the long term. Overall cost for comparison is 7.5% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be 1% of the amount borrowed up to a maximum of £2000, this fee will be payable on completion.

Poor Credit History

If you have a poor credit history or have had credit problems in the past then we may still be able to help you, our advisors will listen sympathetically to your circumstances WE WLL NOT JUDGE YOU and will help you to get the best mortgage for your circumstances.

We can arrange mortgages for you even if you have the following:

• CCJs (County Court Judgements) satisfied or unsatisfied
• Defaults
• Mortgage arrears
• Discharged Bankrupts
• IVAs (Individual Voluntary Arrangements)
• Poor Payment profile

Give us a call on 01268 781 888 or fill in the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
Paying off short-term loans and credit cards with a mortgage could cost you more over the long term. Overall cost for comparison is 7.5% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be 1% of the amount borrowed up to a maximum of £2000, this fee will be payable on completion.

Buy to Let

Whether you're a first time landlord or portfolio investor we can arrange your buy to let mortgage or re-mortgage for you.

• 85% Loan to value
• 115% to 125% rental coverage
• Rental coverage can be ignored on some schemes

Give us a call on 01268 781 888 or fill in the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy to let mortgages are not regulated by the Financial Services Authority Overall cost for comparison is 7.5% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration. APR variable and based on a usual case. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it will be 1% of the amount borrowed up to a maximum of £2000, this fee will be payable on completion.

Commercial

We have access to a comprehensive range of commercial mortgage and finance packages to suit your requirements for further details please contact us.

Give us a call on 01268 781 888 or fill in the contact form here.

Your home may be repossessed if you do not keep up repayments on your mortgage